Good Boy Co.

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  • More
    • Home
    • Services
      • Dog Walking
      • Poop Removal
      • Odor Management
      • Pet Transportation
      • Tick Controls
    • Service Areas
    • Walk Destinations
    • Ticks in Toronto
    • Info for Pet Owners
      • First Aid for Pets
      • Pet Insurance
    • Social Media
    • Photos
    • Payments
    • Contact Us
  • Home
  • Services
    • Dog Walking
    • Poop Removal
    • Odor Management
    • Pet Transportation
    • Tick Controls
  • Service Areas
  • Walk Destinations
  • Ticks in Toronto
  • Info for Pet Owners
    • First Aid for Pets
    • Pet Insurance
  • Social Media
  • Photos
  • Payments
  • Contact Us

Toronto Pet Insurance Providers

This list is here for your information only. 

For questions, please reach out to the companies themselves.

 

  • Insurance Underwriter: Petline Insurance Company
  • Number of Plans for Dogs: 4 (Secure 1, Secure 2, Secure 3, Secure 4)
  • Types of Coverages:
    • Accidents (e.g., broken bones, poisoning)
    • Illnesses (e.g., cancer, infections)
    • Dental care (illness-related, e.g., periodontal disease)
    • Preventive care (Secure 4 only, includes vaccinations, flea control, annual exams)
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Offers a free eight-week trial for dogs adopted from THS, ideal for new pet owners.
    • Single annual deductible simplifies cost management compared to per-incident deductibles.
    • Comprehensive wellness coverage in Secure 4, rare among competitors for preventive care inclusion.

     

  • Contact: 1-844-947-7387, info@thspetinsurance.ca
  • Website: https://www.thspetinsurance.ca/

 

  • Insurance Underwriter: Northbridge General Insurance Corporation
  • Number of Plans for Dogs: 1 (customizable Accident & Illness plan)
  • Types of Coverages:
    • Accidents (e.g., injuries, swallowed objects)
    • Illnesses (e.g., cancer, allergies)
    • Breed-specific conditions (e.g., hip dysplasia, if not pre-existing)
    • Behavioral therapy
    • Dental care (every adult tooth)
    • Prescription medications, diagnostics, surgeries
  • Reimbursement Percentage: Up to 90% of eligible vet bills
  • Strengths:
    • Fast claims processing (as little as 2 days via direct deposit).
    • Covers unique expenses like behavioral therapy and breed-specific conditions, unlike many competitors.
    • No vet network restrictions, allowing use of any licensed vet in Canada or the U.S., ideal for travel.

     

  • Contact: Not listed (use website for support)
  • Website: https://www.fetchpet.com/

 

  • Insurance Underwriter: Omega General Insurance Company
  • Number of Plans for Dogs: 1 (comprehensive Accident & Illness plan)
  • Types of Coverages:
    • Accidents (e.g., injuries, foreign object ingestion)
    • Illnesses (e.g., diabetes, cancer)
    • Hereditary/congenital conditions (e.g., hip dysplasia, if not pre-existing)
    • Diagnostics, surgeries, hospital stays, medications
    • Optional add-ons: alternative therapies (e.g., acupuncture), lost pet support
  • Reimbursement Percentage: 90% of eligible vet bills
  • Strengths:
    • Unlimited lifetime coverage with no payout caps, unmatched for high-cost treatments.
    • Vet Direct Pay allows direct payment to participating vets at checkout, reducing upfront costs.
    • Covers hereditary conditions comprehensively, a key benefit for purebred dogs.

     

  • Contact: 1-855-210-8749 (24/7)
  • Website: https://www.trupanion.com/en-ca/pet-insurance

 

  • Insurance Underwriter: Petline Insurance Company
  • Number of Plans for Dogs: 4 (Secure 1, Secure 2, Secure 3, Secure 4)
  • Types of Coverages:
    • Accidents (e.g., fractures, lacerations)
    • Illnesses (e.g., infections, tumors)
    • Dental care (illness-related, up to $2,000 in higher plans)
    • Wellness/preventive care (Secure 4 only, includes exams, vaccinations, parasite prevention)
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Offers a six-week free trial for dogs adopted from partnered shelters (e.g., Kitchener Waterloo Humane Society).
    • Includes wellness coverage in Secure 4, supporting routine care uncommon in other plans.
    • 100% Canadian-owned, with strong customer service and local expertise.

     

  • Contact: 1-800-268-1169, info@petsecure.com
  • Website: https://www.petsecure.com/

 

  • Insurance Underwriter: Northbridge General Insurance Corporation
  • Number of Plans for Dogs: 2 (Accident & Illness, Accident-Only)
  • Types of Coverages:
    • Accidents (e.g., cuts, broken bones)
    • Illnesses (e.g., cancer, respiratory issues)
    • Behavioral treatments
    • Optional wellness add-ons (e.g., routine exams, vaccinations)
    • Optional dental care (preventive and illness-related)
    • Pet owner assistance (e.g., lost pet advertising)
  • Reimbursement Percentage: 70%–90% of eligible vet bills
  • Strengths:
    • Next-day accident coverage (faster than most providers’ 5–14-day waiting periods).
    • Offers discounts: 5% for microchipped dogs, 5% for two pets, 10% for three or more.
    • Flexible wellness add-ons allow customization for preventive care needs.

     

  • Contact: Not listed (use website for support)
  • Website: https://spotpetinsurance.ca/

 

  • Insurance Underwriter: Petline Insurance Company
  • Number of Plans for Dogs: 3 (Bronze Paw, Silver Paw, Gold Paw)
  • Types of Coverages:
    • Accidents (e.g., injuries, poisoning)
    • Illnesses (e.g., cancer, diabetes)
    • Dental illness (up to $2,000 in Gold Paw)
    • Wellness (Gold Paw only, includes preventive care)
    • Diagnostics, surgeries, medications
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Low $100 deductible, more affordable than competitors with higher deductibles.
    • Direct vet pay for complex cases reduces out-of-pocket expenses.
    • Generous dental illness coverage, a standout for dogs prone to oral health issues.

     

  • Contact: 1-888-277-8725
  • Website: https://www.desjardins.com/on/en/insurance/pet.html

 

  • Insurance Underwriter: Petline Insurance Company
  • Number of Plans for Dogs: 3 (Bronze Paw, Silver Paw, Gold Paw)
  • Types of Coverages:
    • Accidents (e.g., fractures, burns)
    • Illnesses (e.g., allergies, infections)
    • Dental illness (higher plans include more coverage)
    • Wellness (Gold Paw includes preventive care)
    • Diagnostics, surgeries, hospital stays
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Exclusive to specific professions (e.g., military, healthcare), offering slightly lower rates than Desjardins.
    • Unlimited coverage option in Gold Paw, ideal for high-cost treatments.
    • Strong backing by Desjardins, ensuring reliable claims processing.

     

  • Contact: 1-800-387-2880
  • Website: https://www.thepersonal.com/pet-insurance

 

  • Insurance Underwriter: Northbridge General Insurance Corporation
  • Number of Plans for Dogs: 3 (Accident-Only, Essential, Comprehensive)
  • Types of Coverages:
    • Accidents (e.g., injuries, toxic ingestion)
    • Illnesses (e.g., cancer, infections)
    • Alternative therapies (e.g., acupuncture, chiropractic)
    • Blue Ribbon Benefits (24/7 telehealth, poison control support, bereavement counseling)
    • Optional wellness coverage (e.g., exams, vaccinations)
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Blue Ribbon Benefits include 24/7 telehealth and unique support like bereavement counseling.
    • No premium increases based on claim history, offering cost stability.
    • Exclusive CAA discounts for members and non-members in Ontario.

     

  • Contact: 1-800-364-8422, info@petsplusus.com
  • Website: https://www.petsplusus.com/

 

  • Insurance Underwriter: Petline Insurance Company
  • Number of Plans for Dogs: 1 (Accident & Illness plan with “New-Condition Coverage”)
  • Types of Coverages:
    • Accidents (e.g., injuries, emergencies)
    • Illnesses (new conditions only, excludes prior policy year conditions)
    • Professional veterinary services
    • 24/7 telehealth veterinary nurse support
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Affordable premiums (average $38.66/month for dogs, below industry average).
    • Fast claim processing with excellent customer service, per user reviews.
    • 24/7 telehealth support enhances accessibility for urgent questions.

     

  • Contact: Not listed (use website for support)
  • Website: https://www.phidirect.com/

 

  • Insurance Underwriter: Petline Insurance Company
  • Number of Plans for Dogs: 1 (comprehensive Accident & Illness plan)
  • Types of Coverages:
    • Accidents (e.g., broken bones, lacerations)
    • Illnesses (e.g., cancer, diabetes)
    • Exam fees (unlike many competitors)
    • Diagnostics, emergencies, surgeries, medications
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Covers exam fees, a rare inclusion that lowers out-of-pocket costs.
    • High annual limit ($20,000) with no lifetime caps, great for chronic conditions.
    • Quick claims and responsive customer support, per user feedback.

     

  • Contact: 1-888-591-5077, info@furkin.com
  • Website: https://www.furkin.com/

 

  • Insurance Underwriter: Petline Insurance Company (via Pets Plus Us)
  • Number of Plans for Dogs: 3 (Compact, Intermediate, Luxury)
  • Types of Coverages:
    • Accidents (e.g., injuries, poisoning)
    • Illnesses (e.g., infections, tumors)
    • Hospitalization, surgeries, diagnostics
    • $1,000 emergency medical coverage for lost dogs
  • Reimbursement Percentage: Up to 80% of eligible vet bills
  • Strengths:
    • Unique $1,000 emergency coverage for lost dogs, ideal for active pets.
    • Backed by CAA’s trusted brand, with discounts for Ontario members.
    • Simple plan structure suits dog owners seeking straightforward coverage.

     

  • Contact: 1-877-222-3337
  • Website: https://www.caasco.com/insurance/pet

All prices are subject to change without notice. Listed prices do not include tax. Cash and EMT are accepted. 


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